The other day, I noticed a friend of mine had shared a survey question via facebook.
“When did you first create a budget for your family – before, during, or after your first pregnancy?”
To which I wrote: ”I realized we needed a budget when right after we were engaged, I found out my husband-to-be’s checking account bank ledger was completely blank!
I think his exact words were – I just check the balance at the ATM when I want to buy something.”
I remember it was a few weeks before our first wedding (at the courthouse) and we were talking about how we were going to handle our money. I was leaving a really good job in Pennsylvania, and since Seth was going to have the sole income, we decided it would be best for us to combine our bank accounts. The conversation went something like this..
Me – “Okay so after you add my name to your checking account and order me a debit card, I can close my account here in PA and just deposit a check. So, what about your savings account?”
My darling beloved intended – “Savings account?”
Me – “Yes, your savings account. How much money do you have in savings?”
My handsome knight in shining armor – “I don’t have a savings account. But don’t worry, I get paid in two weeks.”
And so, began our financial adventure into life as a married couple.
Where we discover that although I’m the saver, I’m also the clutterbug?
That I have a thrift store junky soul?
A yard sale craving spirit?
A distinctively frugal disposition?
And being stationed in Germany would create a ‘Junkin’ addiction?
Good thing my husband loves me so much.
How do you handle the finances in your family?
Did you have a memorable “first conversation” about money?
Also – is this a topic ya’ll would like me to write more about?
(We’ve been married almost 8 years and until we bought our house this year, have been debt free for 6 of them!)